The Lady in the Black

The Lady in the Black

Personal Finance. Personal Growth. Profitable Life.

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Financial literacy View More

Financial Literacy: What My Father Taught Me About Finances

June 18, 2017 8 Comments
most profitable things View More

The 3 Most Profitable Things I Did This Week: The Lady’s Animated Memoir

June 16, 2017 6 Comments
talking to your kids about money View More

Talking To Your Kids About Money: Kids Talk Take 1

June 14, 2017 4 Comments
commit to organization View More

Commit to Organization–But Fool Around With Spontaneity

June 13, 2017 3 Comments
Organize Your Finances from A to Z View More

Organize Your Finances: A Beginner’s List from A-to-Z

June 12, 2017 12 Comments
dating in your 40s View More

Dating In Yours 40s? I’d Rather Date Pandora

June 9, 2017 Leave a comment
most profitable View More

The 3 Most Profitable Things I Did This Week: The Lady’s Animated Memoir

June 9, 2017 2 Comments
dreams and money View More

Dreams and Money: 6 Financial Perspectives on Wishes, Goals and Dreams

June 8, 2017 6 Comments
reverse engineer your dream life View More

How to Reverse Engineer Your Dream Life

June 6, 2017 2 Comments
charge-off debt View More

Charge-Off Debt: My Other Dirty Little Secret

June 1, 2017 Leave a comment

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  • theladyintheblack

    The Definition of Savings: A Scientific Exploration
    Thanks for your nice comment and your awesome definition! Fun stuff. Continue Reading

  • theladyintheblack

    The Definition of Savings: A Scientific Exploration
    UNLESS you save your spavings...which I'm going to try an experiment on soon. Stay tuned! Continue Reading

  • theladyintheblack

    The Definition of Savings: A Scientific Exploration
    Thank you. It was a fun one to write because of everyone's great definitions! Continue Reading

  • Ysabela

    The Definition of Savings: A Scientific Exploration
    Savings is what one doesn't spend. Spending is not saving, and when the grocery clerk shows me on the… Continue Reading

  • theladyintheblack

    The Definition of Savings: A Scientific Exploration
    It definitely cool to "spave" as long as you also save. Continue Reading

  • Ms. Frugal Asian Finance

    The Definition of Savings: A Scientific Exploration
    This is such a great post. Thank you so much for the shout-out! :) Continue Reading

  • lyn

    The Definition of Savings: A Scientific Exploration
    I think I am part of the spavings - like..I would by a gucci shirt for $45 (sale from $1000+)… Continue Reading

  • Lance @ My Strategic Dollar

    OMG! Am I A Minimalist?
    Definitely part of the minimalist club, so welcome! :) Though I'd have a good laugh if I walked into your… Continue Reading

  • AdventureRich

    The Definition of Savings: A Scientific Exploration
    Great article and thank you for including us! Haha- we are Futurists! It is really interesting seeing all the… Continue Reading

  • theladyintheblack

    OMG! Am I A Minimalist?
    Thanks! This is really good insight. Thanks for such a poignant and eloquent response. And, hey, now I know… Continue Reading

  • theladyintheblack

    OMG! Am I A Minimalist?
    Hey, thanks. I'm honored to be part of the cool kids club! Continue Reading

  • We're All Poor Here

    OMG! Am I A Minimalist?
    Sounds pretty minimalist to me. The key is for the entire thing to be organic. You often write about the… Continue Reading

  • tinyambitions

    OMG! Am I A Minimalist?
    Lady, I think you might be a minimalist! As a non-appointed representative of the minimalism community, I can say we… Continue Reading

  • New Kids on the Blog - The Comeback Tour - Discover 5 New Bloggers

    Personal Finance Tools For Women: Set 2
    […] site for women’, I think its value is gender neutral. Sure, she markets some of her posts specifically to women,… Continue Reading

  • theladyintheblack

    The 3 Most Profitable Things I Did This Week: The Lady’s Animated Memoir
    Thanks, Lance. I appreciate that! Have a great weekend! Continue Reading

  • theladyintheblack

    The 3 Most Profitable Things I Did This Week: The Lady’s Animated Memoir
    Thanks for the comment! Have a great weekend! Let's both relax a bit, shall we? Continue Reading

  • theladyintheblack

    The 3 Most Profitable Things I Did This Week: The Lady’s Animated Memoir
    Thanks, Leo! You might be my biggest fan. Continue Reading

  • Leo

    The 3 Most Profitable Things I Did This Week: The Lady’s Animated Memoir
    Love the writing and animations. Well done! Continue Reading

  • Lance @ My Strategic Dollar

    The 3 Most Profitable Things I Did This Week: The Lady’s Animated Memoir
    Nice job! Glad you had some time to relax and focus on yourself! Continue Reading

  • AdventureRich

    The 3 Most Profitable Things I Did This Week: The Lady’s Animated Memoir
    Awesome job! I like that you took a mental break, it is key to make sure that life is… Continue Reading

  • theladyintheblack

    The Definition of Savings: A Scientific Exploration
    Believe it or not, I softened that sentence. True story. Continue Reading

  • The Vigilante

    The Definition of Savings: A Scientific Exploration
    "In summary, if you come up on The Lady bragging about how much you saved on that hideous Gucci purse… Continue Reading

  • theladyintheblack

    The Definition of Savings: A Scientific Exploration
    Yes, I'm "scheming" a new idea based on this savings vs. spavings concept. Good for you for being so… Continue Reading

  • theladyintheblack

    The Definition of Savings: A Scientific Exploration
    Thanks, Sweetums. Continue Reading

  • theladyintheblack

    The Definition of Savings: A Scientific Exploration
    Ha! I don't know about another series since I have 3 already....but maybe. Continue Reading

  • theladyintheblack

    The Definition of Savings: A Scientific Exploration
    I'm in marketing and often right "an excellent value" or "great savings"...drives me nuts. BUT I have an intriguing… Continue Reading

  • Mrs Groovy

    The Definition of Savings: A Scientific Exploration
    Mr. G and I hear these commercials on the radio all the time and they get me crazy, especially when… Continue Reading

  • We're All Poor Here

    The Definition of Savings: A Scientific Exploration
    Wow. Love this post. And thanks for the shout out. Continue Reading

  • tinyambitions

    The Definition of Savings: A Scientific Exploration
    Prepper for life!!! I had never really thought of the difference between a discount savings and a savings savings, but… Continue Reading

  • raggedlyrich

    The Definition of Savings: A Scientific Exploration
    This is so intriguing!! My joe-job store gets us to upsell cards, and I'll always deliver the line, as well… Continue Reading

  • Military Dollar

    The Definition of Savings: A Scientific Exploration
    Hahaha! Of course logically I know that the discount you receive on a purchase is savings, but it never occured… Continue Reading

  • theladyintheblack

    The Definition of Savings: A Scientific Exploration
    Yes, to me they are kind of the opposite thing. Stupid homonyms. Continue Reading

  • Lance @ My Strategic Dollar

    The Definition of Savings: A Scientific Exploration
    Great points! Admittedly, I've never thought about the distinction between a discount saving you money and savings of my income.… Continue Reading

  • Penny Found: A Money Matters Roundup

    Commit to Organization–But Fool Around With Spontaneity
    […] Commit to Organization but Fool Around with Spontaneity […] Continue Reading

  • Ms. Raggedly

    Managing Tax Debt: The Lady’s Full Monty
    Damn! I wish I had some advice to offer. But since I suck at taxes anyway (it helps having an… Continue Reading

  • theladyintheblack

    Personal Finances for Women: The Lady’s Room, Visit 1
    Thanks, Ms. Raggedly! I appreciate your comment! Continue Reading

  • Ms. Raggedly

    Personal Finances for Women: The Lady’s Room, Visit 1
    Varied advice for all the different people out there - but with a solid sensible foundation :) And I love… Continue Reading

  • theladyintheblack

    Personal Finances for Women: The Lady’s Room, Visit 1
    Thanks! Look for it every month! Continue Reading

  • AdventureRich

    Personal Finances for Women: The Lady’s Room, Visit 1
    This is such a great idea, I love the classy and sassy money advice! Continue Reading

  • theladyintheblack

    Managing Tax Debt: The Lady’s Full Monty
    Thanks, Sarah. You are right, it's dealing with a HUGE government that is particularly frustrating. Continue Reading

  • Sarah (Smile & Conquer)

    Managing Tax Debt: The Lady’s Full Monty
    Eek, I feel stressed out for you! I hate dealing with tax stuff. I'm not that familiar with the US… Continue Reading

  • theladyintheblack

    Managing Tax Debt: The Lady’s Full Monty
    Thanks, Lance. Great advice! Continue Reading

  • theladyintheblack

    Managing Tax Debt: The Lady’s Full Monty
    Thanks. I'm very stressed but, yes, a renewed emphasis and a plan helps! Continue Reading

  • DadsDollarsDebts

    Managing Tax Debt: The Lady’s Full Monty
    Keep on trucking. It is very very stressful but if you have a plan (as it seems you do) then… Continue Reading

  • Lance @ My Strategic Dollar

    Managing Tax Debt: The Lady’s Full Monty
    That's an unfortunate situation to be in. Definitely pay H&R Block and stop using them. There's no reason you couldn't… Continue Reading

  • theladyintheblack

    Talking To Your Kids About Money: Kids Talk Take 2
    I agree. Imagine the world if you could just go up to some one and say "Hi, do you want… Continue Reading

  • Dads Dollars debts

    Talking To Your Kids About Money: Kids Talk Take 2
    Greatness answers. Wouldn't life be better if we all gave such straightforward and simple responses. My… Continue Reading

  • theladyintheblack

    Talking To Your Kids About Money: Kids Talk Take 2
    Aren't they little cuties! I'm glad you liked it. It's a fun (and important) series. Continue Reading

  • Ms. Raggedly

    Talking To Your Kids About Money: Kids Talk Take 2
    These kiddos are absolutely adorable. This series is a great way to highlight just how important it is to get… Continue Reading

  • theladyintheblack

    Talking To Your Kids About Money: Kids Talk Take 2
    I totally agree...and it won't happen in one generation. Thanks for your comment. Continue Reading

  • Lance @ My Strategic Dollar

    Talking To Your Kids About Money: Kids Talk Take 2
    How cool! I really like how you brought children into the personal finance world with such class. Teaching our children… Continue Reading

  • theladyintheblack

    Talking To Your Kids About Money: Kids Talk Take 2
    You are welcome! Want to feature your kids next month? Continue Reading

  • My Sons Father

    Talking To Your Kids About Money: Kids Talk Take 2
    Thanks for the shout out! I love this series. Looking forward to the next installment. Continue Reading

  • theladyintheblack

    The 3 Most Profitable Things I Did This Week: The Lady’s Animated Memoir
    Thanks, Raggedly! You have a great week, huh? Congats on the recognition! Continue Reading

  • raggedlyrich

    The 3 Most Profitable Things I Did This Week: The Lady’s Animated Memoir
    Congrats on your Rockstar Finance features! And look at that those blog stats :) And good luck on your taxes… Continue Reading

  • theladyintheblack

    Oh, Say Can You See: The Battle for Financial Independence
    Thanks. I think the biggest thing is to be vigilant. I need to recognize my progress but not rest on… Continue Reading

  • Linda@Frugal Turtle

    Oh, Say Can You See: The Battle for Financial Independence
    "Financial independence doesn’t come the minute you decide you want it. Healthy financial habits don’t just happen."… Continue Reading

  • theladyintheblack

    The 3 Most Profitable Things I Did This Week: The Lady’s Animated Memoir
    Thanks, Brent. I'm digging your new profile pic. Kinda got a frazzled, badass groove to it! And as you… Continue Reading

  • Brent

    The 3 Most Profitable Things I Did This Week: The Lady’s Animated Memoir
    Thanks for the shoutout Lady! Great post as per your M.O.! Continue Reading

  • theladyintheblack

    The 3 Most Profitable Things I Did This Week: The Lady’s Animated Memoir
    Thanks, Lance. I'm looking forward to it as well? Any good "investing for dummies"-level resources you could recommend? Continue Reading

  • Lance @ My Strategic Dollar

    The 3 Most Profitable Things I Did This Week: The Lady’s Animated Memoir
    Awesome! I look forward to seeing more about what you've learned about investing! Continue Reading

  • theladyintheblack

    Oh, Say Can You See: The Battle for Financial Independence
    Thanks! I think it goes back to my step 1: Forgive. I need to forgive myself for my mistakes and… Continue Reading

  • We're All Poor Here

    Oh, Say Can You See: The Battle for Financial Independence
    This post reminds me that while every single day might not be a struggle, there are going to be days… Continue Reading

  • theladyintheblack

    Oh, Say Can You See: The Battle for Financial Independence
    Thanks, Lance! I appreciate the advice. Time to re-group and strategize next steps. Continue Reading

  • Lance @ My Strategic Dollar

    Oh, Say Can You See: The Battle for Financial Independence
    "The fight for financial independence can be brutal and bloody." This is so true! Taking it step… Continue Reading

  • theladyintheblack

    The 3 Most Profitable Things I Did This Week: The Lady’s Animated Memoir
    Ugh. The whole "it happens when it's meant to happen" is BS. I hate when people say that. It happens… Continue Reading

  • Ms. Raggedly

    The 3 Most Profitable Things I Did This Week: The Lady’s Animated Memoir
    Sounds like you had a great week away : ) Congrats on the dividends! That's so exciting!… Continue Reading

  • theladyintheblack

    The 3 Most Profitable Things I Did This Week: The Lady’s Animated Memoir
    Resting can be productive. Continue Reading

  • Troy

    The 3 Most Profitable Things I Did This Week: The Lady’s Animated Memoir
    Hey, resting is important! I pushed myself too hard in the past (work, working out), and I injured my back… Continue Reading

  • We're All Poor Here

    The 3 Most Profitable Things I Did This Week: The Lady’s Animated Memoir
    If they did, there would probably be some on the way. Continue Reading

  • theladyintheblack

    The 3 Most Profitable Things I Did This Week: The Lady’s Animated Memoir
    Thanks, sweetie. It was a good mental break and a trip of a lifetime for sure. So...how do I buy… Continue Reading

  • We're All Poor Here

    The 3 Most Profitable Things I Did This Week: The Lady’s Animated Memoir
    LitB, sounds like the kind of profitable week that anyone would like to have. I'm a little bit jelly right… Continue Reading

  • MyStrategicDollar

    The 3 Most Profitable Things I Did This Week: The Lady’s Animated Memoir
    Love the info on resting. It's so true that sometimes there's no greater return that just relaxing! Continue Reading

  • theladyintheblack

    I Owe My Money An Apology: An Open Letter of Forgiveness
    Thanks for the feature, Andrew! Continue Reading

  • Smart Thinking On Investing - June 30 - Andrew StotzAndrew Stotz

    I Owe My Money An Apology: An Open Letter of Forgiveness
    […] Read Full Article […] Continue Reading

  • theladyintheblack

    Personal Finances and Internet Addiction: Cause or Effect?
    True. That's where I landed out on the issue. Be cautious but enjoy! Continue Reading

  • tinyambitions

    Personal Finances and Internet Addiction: Cause or Effect?
    I think it really depends on your situation. I live in a rural area, so it's not like I can… Continue Reading

  • theladyintheblack

    Personal Finances and Internet Addiction: Cause or Effect?
    Thanks, Ms. Raggedly. You are right. Being on vacation with people with a different "mindset" is an interesting experience. Continue Reading

  • Ms. Raggedly

    Personal Finances and Internet Addiction: Cause or Effect?
    I don't think I'm addicted (I can easily leave my tech behind), but I do spend the majority of my… Continue Reading

  • theladyintheblack

    Personal Finances and Internet Addiction: Cause or Effect?
    I agree. I've definitely dialed back my personal social media but all in favor of my PF community. Both are… Continue Reading

  • theladyintheblack

    Personal Finances and Internet Addiction: Cause or Effect?
    Thanks, Matt. That honestly means a lot. I was beating myself up a bit but now can just accept I'm… Continue Reading

  • MyStrategicDollar

    Personal Finances and Internet Addiction: Cause or Effect?
    Social media is such a blessing and a curse. It's definitely what keeps me more informed than other platforms and… Continue Reading

  • We're All Poor Here

    Personal Finances and Internet Addiction: Cause or Effect?
    I'm in a similar situation. I became addicted to blogging after the decision to make a pf blog about my… Continue Reading

  • theladyintheblack

    Financial Literacy: What My Father Taught Me About Finances
    That's why I wrote it. Just like money and mental illness, family dysfunction has been a taboo subject for too… Continue Reading

  • MyStrategicDollar

    Financial Literacy: What My Father Taught Me About Finances
    Thank you for sharing your story! Even though it was tough, it's probably much like many peoples! Continue Reading

  • theladyintheblack

    I Owe My Money An Apology: An Open Letter of Forgiveness
    I guess "thanks" is an appropriate response? I think my "Father" post is more devastating...but that's me! Thanks for the… Continue Reading

  • Piggy

    I Owe My Money An Apology: An Open Letter of Forgiveness
    I feel like I just followed you on a devastatingly emotional journey. <3 Continue Reading

  • theladyintheblack

    5 TRAITS OF AN ENTREPRENEUR: HOW MANY DO YOU HAVE?
    Ha! Well, I can say it's not a scientific study! You are out there making it happen so maybe I… Continue Reading

  • Lily @ The Frugal Gene

    5 TRAITS OF AN ENTREPRENEUR: HOW MANY DO YOU HAVE?
    Aw I only have 1/5 of those. You can double check me for idea sex though! Creativity has been a… Continue Reading

  • theladyintheblack

    Kids And Money: Resources to Help Break Your Financial Dysfunction
    I hear ya. Try starting at 46! Thanks for the comment. You GOT this! Continue Reading

  • tinyambitions

    Kids And Money: Resources to Help Break Your Financial Dysfunction
    I would have loved something like this when I was still in school. Now, at 26, I'm starting from square… Continue Reading

  • theladyintheblack

    Financial Literacy: What My Father Taught Me About Finances
    Sigh. There's lots of lurking pain. The worst is raising a child with no grandparents. But I had love as… Continue Reading

  • theladyintheblack

    Financial Literacy: What My Father Taught Me About Finances
    Thanks amazing to have such supportive parents! Appreciate it everyday...and then some. Having your parents be role models is truly… Continue Reading

  • theladyintheblack

    The 3 Most Profitable Things I Did This Week: The Lady’s Animated Memoir
    Ha! I love the "one day at a time" thing. I've always lived pretty solidly in the present (dragging around… Continue Reading

  • iambrenttruitt

    Financial Literacy: What My Father Taught Me About Finances
    Beautiful and heart wrenching story Lady. Wow. Really feel for you, your siblings, and your Dad. Alcoholism has devastated our… Continue Reading

  • Ms. Raggedly

    Financial Literacy: What My Father Taught Me About Finances
    Thank you so much for sharing with us. Everyone has a different experience in life, and there's no way to… Continue Reading

  • Ms. Raggedly

    The 3 Most Profitable Things I Did This Week: The Lady’s Animated Memoir
    Most profitable thing I've done: extended a shift at work to cover a sick co-worker. My Mum was doing the… Continue Reading

  • theladyintheblack

    Financial Literacy: What My Father Taught Me About Finances
    Thanks. It took me a long time to embrace being the good daughter to a not-so-good father. But he did… Continue Reading

  • The Feminist Financier

    Financial Literacy: What My Father Taught Me About Finances
    Thank you for sharing your story! We see so many "perfect" families and fathers depicted during holiday weekends, from both… Continue Reading

  • theladyintheblack

    The 3 Most Profitable Things I Did This Week: The Lady’s Animated Memoir
    Gotta be me! Continue Reading

  • Lily @ The Frugal Gene

    The 3 Most Profitable Things I Did This Week: The Lady’s Animated Memoir
    Not at all. I think you're going great. I meant you're the only one that listed booze in its own… Continue Reading

  • theladyintheblack

    Talking To Your Kids About Money: Kids Talk Take 1
    Thanks! She's pretty special. Of course, I'm biased. Continue Reading

  • iambrenttruitt

    Talking To Your Kids About Money: Kids Talk Take 1
    That's greeeaaat! So cute. Continue Reading

  • theladyintheblack

    The 3 Most Profitable Things I Did This Week: The Lady’s Animated Memoir
    Oh, this week was crazy expensive! And no one on this planet would call me frugal. Probably one reason I'm… Continue Reading

  • Lily @ The Frugal Gene

    The 3 Most Profitable Things I Did This Week: The Lady’s Animated Memoir
    This budget is very interesting compare to the others I've read. Being greeted by that first gif is quite disturbing… Continue Reading

  • theladyintheblack

    Commit to Organization–But Fool Around With Spontaneity
    Oh, you must! And don't forget the tiara! All the servants call you "my Queen." It's awesome. Continue Reading

  • Femme Frugality

    Commit to Organization–But Fool Around With Spontaneity
    This is the funniest and most creative product post I've read ever. Brilliant! I love how FinTech is making doing… Continue Reading

  • theladyintheblack

    Organize Your Finances: A Beginner’s List from A-to-Z
    Color Note? I'll look into it! Thanks for your comment. I'd seen the Mr. around but hadn't seen you much!… Continue Reading

  • theladyintheblack

    Talking To Your Kids About Money: Kids Talk Take 1
    Thank you! She's pretty darn amazing and I'll continue to work with her on her money smarts! Continue Reading

  • Mrs. Groovy

    Organize Your Finances: A Beginner’s List from A-to-Z
    Gotta love an alphabet cornucopia of tools. Nice job! I love my Notes app on my… Continue Reading

  • Ms. Raggedly

    Talking To Your Kids About Money: Kids Talk Take 1
    Your daughter is the most precious person ever. I absolutely love and adore <33 It sounds like she has a… Continue Reading

  • theladyintheblack

    Organize Your Finances: A Beginner’s List from A-to-Z
    Why thank you! I find that all that flirting I usually saved up for the guys I dated is no… Continue Reading

  • theladyintheblack

    Organize Your Finances: A Beginner’s List from A-to-Z
    Awww. THANK YOU! I must say I'm pleased with my progress so far. Just enjoying every minute! How's the less… Continue Reading

  • Miss Mazuma

    Organize Your Finances: A Beginner’s List from A-to-Z
    Congrats on being a Rockstar!!! There was never any doubt in my mind... ;) Continue Reading

  • Mel

    Organize Your Finances: A Beginner’s List from A-to-Z
    "I put these things where I can’t miss them because no one like an expired coupon for a free cupcake.… Continue Reading

  • theladyintheblack

    Organize Your Finances: A Beginner’s List from A-to-Z
    It was so fun because my 9-year old daughter helped! (Ya. The unicorn was her idea.) Continue Reading

  • Brent

    Organize Your Finances: A Beginner’s List from A-to-Z
    Nice! This is a pillar post for sure Lady. Great idea and even better execution. Brent Continue Reading

  • theladyintheblack

    Organize Your Finances: A Beginner’s List from A-to-Z
    Thanks, AdventureRich! I use to cruise the library more often when my daughter was younger! It's such a source of… Continue Reading

  • AdventureRich

    Organize Your Finances: A Beginner’s List from A-to-Z
    Great list to begin organizing! I love the "bowl"... I was having the same problem until we installed little… Continue Reading

  • Dan and Don

    Money Emotions & Women: What Type of Spending Bitch Are You?
    Yeah, definitely have to respect her! Continue Reading

  • theladyintheblack

    Money Emotions & Women: What Type of Spending Bitch Are You?
    Thanks, Dan and Don! She scares me a bit but I respect the heck out of that Lady! Continue Reading

  • theladyintheblack

    Organize Your Finances: A Beginner’s List from A-to-Z
    Right! There was so many that didn't make the list! I love the library, too. Thanks for commenting! Continue Reading

  • Dan and Don

    Money Emotions & Women: What Type of Spending Bitch Are You?
    Love the quote from Mrs. Orman. Good read! Continue Reading

  • Ms. Raggedly

    Organize Your Finances: A Beginner’s List from A-to-Z
    Beginners A-to-Z list - great idea! I'm personally a huge fan of the sticky notes ; )… Continue Reading

  • theladyintheblack

    The 3 Most Profitable Things I Did This Week: The Lady’s Animated Memoir
    Yes, thanks for the tip. (Get it?!!) I've made $20 so far! Woo-hoo. Profitable life. I'm getting more than $20… Continue Reading

  • J. Money

    The 3 Most Profitable Things I Did This Week: The Lady’s Animated Memoir
    Glad you like Tip Yourself! Great group of people behind it. And even better idea for an app :) Continue Reading

  • Mrs Groovy

    Dreams and Money: 6 Financial Perspectives on Wishes, Goals and Dreams
    Yeah that was me smoking cigarettes, too. No wait! Not in grade school! We're on the… Continue Reading

  • Piggy

    Personal Finance Tools For Women: Set 1
    A+ list. And might I suggest Bad With Money With Gaby Dunn? It's my favorite money podcast. I… Continue Reading

  • theladyintheblack

    Dreams and Money: 6 Financial Perspectives on Wishes, Goals and Dreams
    Was that you making a mess? LOL I totally agree. My dream didn't really formulate until I was in my… Continue Reading

  • Mrs Groovy

    Dreams and Money: 6 Financial Perspectives on Wishes, Goals and Dreams
    Great post. I offer a different point of view when you can't define your dreams. Or have so many that… Continue Reading

  • theladyintheblack

    Dreams and Money: 6 Financial Perspectives on Wishes, Goals and Dreams
    Oh, I don't know. My grabbing you by the scruff of you neck is some pretty powerful imagery there, buddy!… Continue Reading

  • Dreams and Money: A Collaboration | Raggedly Rich

    Dreams and Money: 6 Financial Perspectives on Wishes, Goals and Dreams
    […] You can find it here. […] Continue Reading

  • iambrenttruitt

    Dreams and Money: 6 Financial Perspectives on Wishes, Goals and Dreams
    Great read. I'm humbled having my two cents included in the midst of POWER writers. God damn you ladies are… Continue Reading

  • theladyintheblack

    How to Reverse Engineer Your Dream Life
    It is difficult. I'm going to have some posts coming up on the topic of rewards and resiliency. Whatever your… Continue Reading

  • Ms. Raggedly

    How to Reverse Engineer Your Dream Life
    "I am a leaf on the wind. Watch how I soar." I find myself often getting… Continue Reading

  • theladyintheblack

    I Owe My Money An Apology: An Open Letter of Forgiveness
    I don't know. SincerelyB has a nice ring to it! Thank you for understanding the "shiny" aspect of money and… Continue Reading

  • theladyintheblack

    Money Emotions & Women: What Type of Spending Bitch Are You?
    Ha! I tried dating an Indecisive Bitch...only he was a guy. It drove me nuts! I definitely was the Entitled… Continue Reading

  • Ms. Raggedly

    Money Emotions & Women: What Type of Spending Bitch Are You?
    Where's the Raggedly Rich Bitch at?! ; ) ( it's got a ring to it though, right? )… Continue Reading

  • iambrenttruitt

    I Owe My Money An Apology: An Open Letter of Forgiveness
    Nice. Love the way you described a child's love for money based solely on the appearance of it. I remember… Continue Reading

  • Mrs Groovy

    I Owe My Money An Apology: An Open Letter of Forgiveness
    And YOU are featured with this post on Rockstar Finance today! After just a few months of blogging that is… Continue Reading

  • theladyintheblack

    I Owe My Money An Apology: An Open Letter of Forgiveness
    Oh, thanks! I found it and wrote her yesterday! Thank you. And I just saw you are on the Rockstar… Continue Reading

  • Miss Mazuma

    I Owe My Money An Apology: An Open Letter of Forgiveness
    Yes! Melanie's blog is based around letters she wrote to her debt as she was getting out of it… Continue Reading

  • theladyintheblack

    I Owe My Money An Apology: An Open Letter of Forgiveness
    THANK YOU! I had SOOOOO much more I didn't write! Indeed, I've had some interesting things happen over my lifetime… Continue Reading

  • Miss Mazuma

    I Owe My Money An Apology: An Open Letter of Forgiveness
    Giiiirrrrllll - been there box of tissues in hand. It is very hard to go back and admit fault… Continue Reading

  • theladyintheblack

    Forgiveness is the First Step Toward a Profitable Life
    I agree. If people could treat themselves with compassion, there ability to face their debt with positivity would be so… Continue Reading

  • Mrs Groovy

    Forgiveness is the First Step Toward a Profitable Life
    This is a great post! Thanks for the references to the studies and the books. I'm not… Continue Reading

  • ladyintheblack

    Kids And Money: Resources to Help Break Your Financial Dysfunction
    So glad to hear of your early conversations! I just had my daughter give me $1 she earned from her… Continue Reading

  • ladyintheblack

    Kids And Money: Resources to Help Break Your Financial Dysfunction
    Thanks, Susan! I agree. My parents taught me only a scarcity mindset. That's no way to grow up! Thanks for… Continue Reading

  • Creditmarvel.com

    Kids And Money: Resources to Help Break Your Financial Dysfunction
    Great tips. It is never too early to get your kids thinking about finances and how to handle them. Mine… Continue Reading

About The Lady

Erica Henkel is a 40-something single mom, freelance writer, and published author. She was inspired to start this blog based on her ongoing struggles to manage her personal finances.

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